LUCAS COUNTY, OHIO

Your Path to Homeownership Starts Here.

NID Housing Counseling Agency provides education, counseling, and personalized guidance to help individuals and families make informed housing decisions and prepare for sustainable homeownership.

A Local Resource of NID Housing Counseling Agency • HUD-Approved Housing Counseling

Already completed your intake? Schedule Counseling

A housing counselor reviewing paperwork with a couple at their kitchen table

Serving Lucas County & Northwest Ohio

Start Here

Three Steps to Get Started

Follow these steps in order so your counselor has what they need to help you prepare for homeownership.

01

Complete Your Intake

Start by creating your NID account and completing your housing counseling intake. This gives your counselor the information needed to better understand your goals and financial situation. You may also upload requested documents through your secure NID portal.

When creating your account, select: NID DETROIT

START MY INTAKE
02

Attend Homebuyer Education

Learn how the homebuying process works and what you can do now to prepare for successful, sustainable homeownership.

Hybrid format — attend in person or via Zoom

  • Understanding credit
  • Budgeting and money management
  • Mortgage readiness
  • Down payment assistance
  • Affordable mortgage programs
  • Selecting a home
  • Inspections and appraisals
  • Understanding closing
  • Maintaining successful homeownership
REGISTER FOR THE NEXT CLASS
03

Meet With Your Housing Counselor

Meet one-on-one with a housing counselor via Zoom to discuss your goals, financial situation, barriers to homeownership, available resources, and next steps.

Counseling sessions are held through Zoom

SCHEDULE COUNSELING

You Don't Have to Figure It Out Alone.

Homeownership can feel overwhelming when you don't know where to begin. NID helps you understand the process, identify potential barriers, connect with available resources, and develop a path forward.

You receive your NID Homebuyer Education Certificate after completing intake, education, and counseling in order.

  1. 1

    Intake

  2. 2

    Education

  3. 3

    Counseling

  4. 4

    NID Homebuyer Education Certificate

Homebuyer Education

Learn Before You Buy.

There are a lot of things to consider when purchasing a home. NID's HUD-approved counselors and homebuyer education resources are designed to help you make informed decisions throughout the homebuying process.

Hybrid classes — attend in person or join online via Zoom

Complete your intake, attend the class, and meet with your counselor to receive your NID Homebuyer Education Certificate.

  • Understanding Credit

  • Budgeting & Money Management

  • Mortgage Readiness

  • Down Payment Assistance

  • The Homebuying Process

  • Sustainable Homeownership

2

Register for Homebuyer Education

Classes are offered in a hybrid format. Join in person or online via Zoom — select the option that works best for you when you register below.

One-on-One Support

Your Situation. Your Goals. Your Plan.

Everyone's path to homeownership is different. Housing counseling provides an opportunity to review your individual situation with a counselor via Zoom and develop an action plan based on your goals.

  • Credit improvement
  • Budgeting and savings
  • Mortgage readiness
  • Homeownership preparation
  • Down payment assistance
  • Understanding lender requirements
  • Identifying barriers
  • Creating a personalized action plan

Complete Your Intake First

To help us make the most of your counseling session, please complete your NID intake before scheduling your appointment.

About NID Housing Counseling Agency

NID Housing Counseling Agency is a national HUD-approved housing counseling agency committed to empowering individuals and communities through housing education, counseling, advocacy, and access to resources that support sustainable homeownership and stronger neighborhoods. NID Lucas County connects residents of Lucas County and Northwest Ohio with local homebuyer education and housing counseling resources.

Learn More About NID

Ready to Get Started?

Take the first step toward your homeownership plan today. Classes are hybrid and counseling is available through Zoom. Finish all three steps to earn your NID Homebuyer Education Certificate.

  1. 1Complete Intake
  2. 2Register for Class
  3. 3Schedule Counseling
  4. 4Receive Your Certificate